5:14am, in my apartment, Chandler, Arizona, Wednesday morning, December 15, 2021. A while ago I heard a financial planner share insight about his profession. He said the practice of allocating money is like, “a too small blanket on a cold night.” Every scenario can’t be addressed, something will always remain exposed. The lease on my apartment is up for renewal. If I stay in Arizona the relationship with my daughter will suffer. If I go back to Orange County I have no housing or job stability. Either way, I will give up or miss out on something. My blanket is too small.